6 Months No-Interest Option with Regular Minimum Payments
Special terms of 6 months no-interest option with regular minimum monthly payments will apply to purchases charged with approved credit to your Home Furnishings card issued by Wells Fargo Financial National Bank. Regular minimum monthly payments are required during the option period. The no-interest option means there is no interest if your purchase is paid in full within 6 months after the date of purchase; otherwise, interest accrues from date of purchase at the regular APR. The regular APR is 23.90% as of 12/31/08 The APR may vary*.
We are excited and pleased to announce this new convenience to our customers: Apply online right from home. It takes just a few minutes and you receive your credit decision in just seconds after submitting form.
To begin, click: HERE
*The rate change date for each quarter is the first day of the first billing cycle beginning on or after January 1, April 1, July 1,and October 1.
The most recent quarterly review date was December 1, 2008. On that day, the applicable prime rate was 4.00%. Therefore, the new variable rate will be 21.90% APR. The new APR will be reflected for the first time on the cardholders’ January 2009 billing statement. For new customer accounts beginning March 1, the new variable rate will be 23.90% APR and will be reflected on the cardholder’s first billing statement beginning in April 2009.